What is a Pre-Foreclosure in New Jersey and New York?

With millions of homes across the country going into foreclosure, it’s important for both buyers and mortgage holders to understand the process. So what is a pre-foreclosure in NJ/NY anyway? Many homeowners across America, New Jersey and New York, are facing difficulties making their monthly mortgage payments. When a homeowner misses 3-6 months of mortgage payments, the lending … Continued

Giving My House Back To The Bank In New Jersey

“I’m behind in payments…will I be giving my house back to the bank in ?” Nobody wants to lose their home. But sometimes financial circumstances turn against you and those financial commitments become simply too much to manage. If your situation progresses too far, you may be forced into the unfortunate situation of having to … Continued